Consumer-Driven Health Care

I’m currently working on a research paper about the unbelievably high cost of health care, and the consumer-driven health care ideas that are floating around out there, specifically the new HSAs, and would really appreciate your help.   

If you have a story about being rejected for medical insurance, not having insurance and being stuck with a huge bill, or if you currently have an HSA (Health Savings Account, which is very different than a Flexible Spending Account -FSA-) AND you would be willing to let your story be included in a college research paper (names changed, of course), would you leave your story in the comments of this post? Or those of you who know my email addy can just email it to me.

Even if you don’t have a story, but have thoughts on consumer-driven health care, I’d be interested to hear. I’m trying to get a feel for the general public’s thoughts on this. 

PLEASE NOTE: Comment Moderation is now OFF, so your comment will be immediately published.  Thank you for your help!

Looking For Someone Not Stupid

I love The Message!  This was my morning meditation…

Bilious and bloated, they gas, "God is gone."
   Their words are poison gas,
      fouling the air; they poison
   Rivers and skies;
      thistles are their cash crop.

God sticks his head out of heaven.
      He looks around.
   He’s looking for someone not stupid—
      one man, even, God-expectant,
      just one God-ready woman.

He comes up empty. A string
      of zeros. Useless, unshepherded
   Sheep, taking turns pretending
      to be Shepherd.
   The ninety and nine
      follow their fellow.

Don’t they know anything,
      all these impostors?
   Don’t they know
      they can’t get away with this—
   Treating people like a fast-food meal
      over which they’re too busy to pray?

Night is coming for them, and nightmares,
      for God takes the side of victims.
   Do you think you can mess
      with the dreams of the poor?
   You can’t, for God
      makes their dreams come true.

Is there anyone around to save Israel?
      Yes. God is around; God turns life around.
   Turned-around Jacob skips rope,
      turned-around Israel sings laughter.  –Psalm 14, The Message

May I always be a God-ready Woman.

Move Over, Dora

Your Dominant Thinking Style: Exploring
You thrive on the unknown and unpredictable. Novelty is your middle name.
You are a challenger. You tend to challenge common assumptions and beliefs.

An expert inventor and problem solver, you approach everything from new angles.
You show people how to question their models of the world.

Oh, the weather outside is…

Woodpilethrutree
…delightful! I woke this morning to snow, just a light dusting and nothing close to what we had a couple of weeks ago. Its continued to fall all day, but the ground is too warm so it’s not accumulating on anything but porches, cars and woodpiles. It’s so beautiful! I was so fascinated and excited, I spent most of my day, not doing my research for my paper, as I planned (and should have been)… no, instead I was either staring out the windows watching it fall, or running around outside trying to take pictures of it, trying to capture it’s beauty in digital format.

Do you know how hard it is to get a decent picture of falling snow?? To actually capture those little, or sometimes big flakes falling from the sky in a way that truly represents the way it looks with your eyes? Nearly impossible, I tell you. But I got a few.
🙂 See, look!

Snowinginthebackyard

Snowystreet

Windowcloseup

Here are some pictures I took from two weeks ago when I got "snowed in". Seriously. I got a call from my boss about 7am-ish that morning and he said I didn’t have to go into work. He and our other boss still remember the nightmare of unexpected snow that Nashville got about four years ago, where six or seven inches fell in a very short time. They both spent between 5 and 8 hours trying to get home that day and aren’t interested in doing that again any time soon. They’d rather stay at home and miss a day of work; which means those of us who work for them got to stay home too. Yippee!

Nashville just isn’t made for snow. We aren’t equipped to handle it, and we usually have a layer of ice hidden beneath the snow –which is treacherous on our windy, hilly, narrow roads. Its just not a place made for this white stuff. — Anyway, I got a long weekend out of it, so I didn’t complain.

The view from the front.

Snowedin

My landlord’s back porch

Backporchsnow

View from my front porch

Fromthefrontporch

Little Sassy!

Snowysassy

Mirrormirroronthecar

I always take a picture of this woodpile… I don’t know why

Woodpile

Tuft of grass in the front yard.

Snowgrass

I know, I know. It was just last week I was whining about the cold weather, and begging for 80 degree temperatures. But I can’t help it. I’m such a kid when it comes to snow. I love it!!

I Heart This


Your Candy Heart Says "Cutie Pie"


You always seem to have a hot date, even though you never try to meet anyone.  A total charmer, you have a natural appeal that keeps you in high demand.

Your ideal Valentine’s Day date: multiple dates with multiple people

Your flirting style: 100% natural

What turns you off: serious relationship talks

Why you’re hot: you’re totally addicting

There Are No Orphans of God

Who here among us has not been broken
Who here among us is without guilt or pain
So oft’ abandoned by our transgressions
If such a thing as grace exists
Then grace was made for lives like this

Tonight I went to see a movie starring one of my favorite actresses. Judi Dench has been somewhat a hero of mine for a long time. I don’t know exactly what it is — her inner strength, perhaps, that shines through every performance, her wit, her talent, her striking beauty, especially at an age when many women just start falling apart,  her class, her power to captivate no matter how small a role she’s playing… Perhaps all of it. I want to be like her when I grow up. Or at least look like her.

Notes on a Scandal gave me a different Judi Dench than I expected; one that disturbed me throughout the film, then left me speechless and in awe of her talent afterward. She plays a discomfiting, complex woman with exquisite deft and with incredibly unflinching humanity. Her character, Barbara, could easily have become a caricature of a crazy spinster, but never does.  She is both frightening and at the same time intriguing. Just about the time you think you’ve got her figured out as the crusty spinster with a soft maternal inside, her behavior turns bizarre and alarming. Just as quickly, she returns to her matronly role, just long enough for you to believe her deviant behavior was an aberration, then she does it again. I’m telling you, disturbing.

I have a struggle with movies like this these days. Being a single-never-married woman in my early 40s, I walk a precarious path between becoming, if only in my own eyes, a truly pitiable old spinster, complete with cat and orthopedic shoes, or grabbing the first man that comes along and settling for a loveless, joyless marriage just so I won’t be alone. It takes a lot of strength, courage and tenacity to stay on the path I’m on and wait for God’s best.  Any film delving into the life of a "spinster" delves into my own fears as well. Barbara’s struggle was with acute loneliness; the agony of a life without true intimacy and human touch. Its a struggle I am all too familiar with.  I’ve felt that agony many times in my life.  It drives many people to seek intimacy through sexual encounters, where ever and how ever they may come.  Thank God it’s driven me into the arms of God, the arms of Jesus, my Beloved. He has met my deepest needs for intimacy, far better than any man could.

There are no strangers
There are no outcasts
There are no orphans of God
So many fallen, but hallelujah
There are no orphans of God

As I drove home tonight, I wept as I allowed my own fears of becoming a spinster to stand up and say their peace. I’ve spent most of my life shoving my feelings down, ignoring them, denying them or telling them to shut up rather than acknowledging them and letting them have a moment.  I’m slowly learning that the only way to deal with my fear is to face it, let it speak, and then to look at Jesus and say, "now what? Help me."  So that’s what I did tonight.

This song, Orphans of God, by Avalon began playing. I got their CD, Stand, yesterday and it’s been playing in my car ever since.  I wish I could play the song for you here, or at least provide a link to an mp3 file you could listen to. It’s a powerful song I first heard at the Women of Faith conference in Charlotte last year.  It’s especially meaningful to me because ever since my parents died in 2003 I’ve felt like an orphan. All my siblings are married with kids of their own. The only real family of my own I had were my parents. With them gone, I feel — well, family-less. I realize that in reality I’m not, but have you ever noticed that feelings just don’t give a damn about reality? They are what they are and they make no apologies and no concessions for anyone or anything, especially reality.

Come ye unwanted and find affection
Come all ye weary, come and lay down your head
Come ye unworthy, you are my brother
If such a thing as grace exists
Then grace was made for lives like this

As I’m listening to this song and pouring out my fears to God, He just wraps His arms around me and listens.  Slowly, quietly I start realizing that the life I saw played out for the last two hours was a life without God. It was a life of desperation driven by our insatiable need for community and intimacy; a life that never responded to the daily brush of God’s Spirit upon her own. It’s what happens to each of us when we choose to ignore those soft, persistent caresses, the whispered "I love you"s. Eventually we stop noticing His touch, we stop hearing His whispers. It just becomes part of the background noise of our lives, while our pain and our lonliness takes centerstage.

Even those of us who are connected to God, who are followers of Jesus, devoted, faithful, even strong –even we can get so wrapped up in our pain that we don’t notice His touch and His whispers. I’ve been in such pain and depression, in such darkness in my own soul that I could not see my hand in front of my face. Sometimes my pain, and often times my fear, was so strong that God’s presence became just background noise. I could barely distinguish His caresses on my spirit from the searing pain in my heart. And His whispers were lost in the roar of agony. I remember one time, Easter Sunday 2004, finally wailing and screaming to Him, "NOW is the time! You said You would rescue me at the appointed time. Well, that time is NOW. I need you NOW. Come NOW. I cannot do this anymore. Come NOW!"

There are no strangers
There are no outcasts
There are no orphans of God
So many fallen, but hallelujah
There are no orphans of God

He came. With smoke in His nostrils and consuming fire shooting from His mouth, He came and rescued me. I’m not kidding. I saw it as clearly as if with my physical eyes. I saw it. He came roaring out of the heavens and scattered and routed my enemies — those accusing voices, the screaming fears, the blistering agony of abuse and loss — just as Psalm 18 describes. Then He knelt beside me and said, "I’m hear, baby. I’m here. We’ll get through this day." I was raw with pain, but I wasn’t alone. I never was. And I never will be. He walked with me through that day, and every day since. Including tonight, as my fear got in my face and I let it say its peace.

I think of some of the people I know who are in such pain. I think of the hurtful words I’ve read from people in terrible pain, striking out at those who caused their suffering, not even realizing how hurtful their words are. My heart aches for each person involved. There are followers of Jesus all over the world struggling to hear God’s whispers, unable to distinguish between the caresses of God and the searing pain of their own soul, in desperate need for God to come roaring out of heaven and scatter their enemies, who feed on them like vultures. 

O blessed Father, look down upon us
We are Your children, we need Your love
We run before Your throne of mercy
And seek Your face to rise above

Our pain can lead us to believe we are orphans; that God has abandoned us and we are alone in our fight for justice, for peace.  But sometimes feelings lie. They don’t tell the whole truth of what is happening.

God is already at work, fighting for us, scattering our enemies, putting right what went wrong. He longs to spread a healing balm on our wounds, and cradle us in His strong arms until our tears are spent and we finally find rest. But He won’t force Himself on anyone, even His Own.

There are no strangers   
There are no outcasts   
There are no orphans of God   
So many fallen, but hallelujah   
There are no orphans of God   

I wish I could take away the pain I see written in all the words of so many hurting people! But I cannot. They cry out for justice and recompense, and they are ready to fight to get it. I don’t know that their actions will accomplish anything more than creating more hurt and pain, but I could be wrong. Only God knows these things. I only know I cannot give them what they long for. Only God can. All I can do is cry out to my Beloved, "NOW is the time! You said You would rescue Your people at the appointed time. Well, that time is NOW. They need you NOW. Come NOW!" And then watch Him act.

There are no strangers   
There are no outcasts   
There are no orphans of God   
So many fallen, but hallelujah   
There are no orphans of God

"Orphans of God" written by Twila LeBar and Joel Lindsey, sung by Avalon

Summer Dreamin’

Randy
Okay, I’m done. I’m over the fascination with cold weather and "seasons". I want my California weather back, please.

I am so stinkin’ cold it ain’t even funny. It hasn’t gotten above about 40 degrees in weeks. Weeks, people! How do people in the north do it??? How do they take the cold??

I am so not made for this. My feet are freezing. My hands are freezing. My whole body’s cold. And I’m inside, people! Inside!! Where the temperature is a balmy 68 degrees. While outside its freaking 31 29 degrees and dropping. But, oooo, we’re supposed to get a "great warm up" tomorrow, say the weather people. All the way up to 40 degrees. Woohoo.

Look, I don’t mean to sound like a whiner, but, well, I guess I got completely, perhaps even too acclimated when I lived in India. Because ever since, anything under 75 degrees is not comfortable to me. And anything under 68 is just plain cold. Anything below 55 is inhumane and unlivable.

Yeah, so India was six years ago… so what’s your point? I can’t help it if I never re-adjusted to American weather. And I did live in the Med for a year. That didn’t help the weather re-adjustment, either.

Larnaka_beachSpeaking of the Med,
I want to be here, in this picture (perhaps even with this man…hmmm, yum!)!! Right here on this beach. I can’t believe that I actually long for a Cyprus beach, but I guess that’s what desperation does to me. Makes me long for places that I have very little happy memories of. Just so I can get out of the stinkin’ cold and finally feel warm.

Here’s another spot I’d love to be. Hawaii. Oh, please,Hawaii_beach
God, send me to Hawaii!! I can’t take the cold of Middle Tennessee anymore. I want to live on a warm sunny beach and play in the sand. All year long. I want 80 degree temperatures and the smell of summer rain. I want thunderstorms and warm breezes. I want summer, people! Summer!

But instead, I get to go out to the movies tonight in 20-something weather and cold, cold wind. I have to put on so many layers and wrap up so much just to be comfortable that I feel like Ralphie’s little brother in A Christmas Story: "I can’t put my arms down!"

I am so ready for summer.